Life assurance

  Because we never know what the future holds, life assurance cover from Unique could help to bring you the peace of mind you’re looking for

  We provide life assurance policies that cater for all, and our team is on hand to assist you through every stage of the purchase of your policy.

Covers include:

• Level and decreasing term insurance
• Mortgage protection
• Family income benefit

  We promise you a sympathetic approach as we have an understanding of heart disease and work with insurers to help you get the protection you need. Our panel of insurers has been selected based on their realistic underwriting approach to heart conditions. We endeavor to obtain the best deal for you by discussing your individual circumstances with various underwriters before selecting the most appropriate company to offer you cover.

  If you wish to proceed with our quotation, you will be required to complete an application form. This can be completed over the telephone or posted to you. Once received, the insurer will usually request a GP report from your doctor (please note that the insurer will pay for the cost of the report). Once the insurer has all the required information they will then offer final acceptance terms. It is only at this stage that any premium can be guaranteed.

  You are under no obligation at any stage of this process and there is no cost to you for using Unique. Unique is paid commission by the Insurer if you purchase the policy, the British Cardiac Patients Association then receive a percentage of this commission.*

Unique Client Contact Sheet - Microsoft Word

Unique Client Contact Sheet - Adobe Acrobat

  When completing a proposal for insurance you have a duty to take care to answer all questions asked honestly, correctly and not misrepresent any information. If you do not take care in answering all questions honestly and accurately, this may affect your ability to make a claim or the amount of any claim may be reduced.

  * For every travel, home and motor insurance policy sold, Unique donates 33.3% (20% for life, estate planning and funeral plan, new business only) of the commission that it retains from that sale to The British Cardiac Patients Association.

  The British Cardiac Patients Association is an Introducer Appointed Representative of Heath Lambert Limited.
  Unique is a trading name of Heath Lambert Limited which is authorised and regulated by the Financial Conduct Authority.
  Registered Office: The Walbrook Building, 25 Walbrook, London EC4N 8AW. Registered No: 1199129 England & Wales. www.ajginternational.com