Equity release advice for cardiac patients

Equity release is a means of releasing tax-free cash from your home with no restrictions on what you can spend the money on.

There are many reasons for wanting to release cash, including:

• Taking the trip of a lifetime and seeing the world.
• Paying for your grandchildren’s university education.
• Easing your monthly bills by reducing outgoings, such as paying off any credit card debts and your outstanding mortgage.
• Making the home improvements you’ve always wanted.

With so many possibilities, it’s important to make sure that you get the right plan to suit your circumstances and needs. That’s why we’ve teamed up with Key Retirement, the UK’s No.1 equity release specialist.

You can be sure you’re in safe hands with Key as, not only have they won over 45 industry and consumer awards, but their customers have rated them as “Excellent” on independent review website Trustpilot.

Importantly, there’s never any pressure to proceed, as they believe that such big financial decisions require a lot of time and careful consideration.

Seek specialist, independent advice

Whatever your reason for looking into releasing the cash tied up in your home, it’s important to seek specialist independent advice to assist you on your journey.

With Key, you’ll have your own independent equity release adviser who’ll go through all of the options available to you and help you to decide whether equity release is right for you. Crucially, if they don’t think equity release is the right option for you, they’ll let you know.

They will also take the time to get to know you and your circumstances, enabling them to tailor their advice and assess whether you could qualify for an enhanced plan due to your health conditions or lifestyle choices.

Equity release will reduce the value of your estate and may affect your entitlement to state benefits.

To find out more or to arrange a free, no-obligation consultation call Key on: 0800 331 7722 or email

How much could you release?

Use Key’s equity release calculator to find out how much cash you could release from your home. The results are only indicative as rates and offers change frequently, so a member of Key’s UK-based team will give you a quick call to offer you a FREE, no-obligation consultation with an independent equity release adviser to discuss your options further. It’s entirely up to you as to whether or not you proceed at this point.

This is an equity release plan. To understand the features and risks ask for a personalised illustration.

Unless you decide to go ahead, Key’s service is completely free of charge, as their typical advice fee of 1.65% of the amount released would only be payable on completion of a plan.

Think carefully before securing other debts against your home.

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  Key Retirement is a trading name of Key Retirement Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority (Registered in England No.2457440). Registered office: Baines House, 4 Midgery Court, Fulwood, Preston, PR2 9ZH.

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  The British Cardiac Patients Association is an Introducer Appointed Representative of Heath Lambert Limited.
  Unique is a trading name of Heath Lambert Limited which is authorised and regulated by the Financial Conduct Authority.
  Registered Office: The Walbrook Building, 25 Walbrook, London EC4N 8AW. Registered No: 1199129 England & Wales. www.ajginternational.com